{"id":7419,"date":"2022-06-28T20:23:15","date_gmt":"2022-06-28T18:23:15","guid":{"rendered":"http:\/\/crypto50x.com\/althjodabankinn-althjodagjaldeyrissjodurinn-a-moti-upptoku-dulritunargjaldmidils\/"},"modified":"2022-06-28T20:23:15","modified_gmt":"2022-06-28T18:23:15","slug":"althjodabankinn-althjodagjaldeyrissjodurinn-a-moti-upptoku-dulritunargjaldmidils","status":"publish","type":"post","link":"https:\/\/crypto50x.com\/is\/althjodabankinn-althjodagjaldeyrissjodurinn-a-moti-upptoku-dulritunargjaldmidils\/","title":{"rendered":"Al\u00fej\u00f3\u00f0abankinn, Al\u00fej\u00f3\u00f0agjaldeyrissj\u00f3\u00f0urinn \u00e1 m\u00f3ti uppt\u00f6ku dulritunargjaldmi\u00f0ils"},"content":{"rendered":"

Bara til a\u00f0 byrja og skokka minni\u00f0, \u00fe\u00e1 vitum vi\u00f0 a\u00f0 heimurinn rekur al\u00fej\u00f3\u00f0legt fj\u00e1rm\u00e1lakerfi<\/a> . \u00deetta kerfi hefur veri\u00f0 til \u00ed langan t\u00edma n\u00fana og fullkomna\u00f0 me\u00f0 hnattv\u00e6\u00f0ingunni. Sam\u00fe\u00e6tting marka\u00f0a hefur alltaf gert \u00fea\u00f0 a\u00f0 verkum a\u00f0 Al\u00fej\u00f3\u00f0agjaldeyrissj\u00f3\u00f0urinn og Al\u00fej\u00f3\u00f0abankinn taki lei\u00f0andi hlutverk sem al\u00fej\u00f3\u00f0legar var\u00f0hundsstofnanir sem halda utan um fj\u00e1rm\u00e1laf\u00e9.<\/span><\/p>\n

Af \u00f6llum g\u00f3\u00f0um \u00e1st\u00e6\u00f0um hj\u00e1lpar al\u00fej\u00f3\u00f0lega fj\u00e1rm\u00e1lakerfi\u00f0 a\u00f0 for\u00f0ast fj\u00e1rm\u00f6gnun gl\u00e6pa, hruns hagkerfisins, peninga\u00fev\u00e6ttis og margt fleira. Gagnr\u00fdnendur hafa einnig kalla\u00f0 \u00fat kerfi\u00f0 fyrir a\u00f0 vera \u00e1st\u00e6\u00f0an fyrir \u00fev\u00ed a\u00f0 sum l\u00f6nd eru enn f\u00e1t\u00e6k \u00fer\u00e1tt fyrir r\u00edkar n\u00e1tt\u00faruau\u00f0lindir. Meira um \u00feetta m\u00e1 lesa h\u00e9r.<\/a> <\/span><\/p>\n

AGS og Al\u00fej\u00f3\u00f0abankinn eru lykilstofnanir sem hafa umsj\u00f3n me\u00f0 hinu al\u00fej\u00f3\u00f0lega fj\u00e1rm\u00e1lakerfi. \u00deau tv\u00f6 hafa umsj\u00f3n me\u00f0 fj\u00e1rstreymi og leysa m\u00e1l sem hafa al\u00fej\u00f3\u00f0legt jafnt sem landss\u00e9rt\u00e6kt mikilv\u00e6gi. Eftir \u00fev\u00ed sem tal um dulritunargjaldmi\u00f0il ver\u00f0ur h\u00e1v\u00e6rra koma \u00feessar tv\u00e6r stofnanir l\u00edka til a\u00f0 gera eitthva\u00f0. <\/span><\/p>\n

Hva\u00f0 hefur Al\u00fej\u00f3\u00f0agjaldeyrissj\u00f3\u00f0urinn og Al\u00fej\u00f3\u00f0abankinn a\u00f0 segja um dulm\u00e1l?<\/span><\/h1>\n

A\u00f0eins m\u00e1nu\u00f0i eftir a\u00f0 El Salvador var\u00f0 fyrsta \u00fej\u00f3\u00f0in til a\u00f0 leyfa bitcoin sem l\u00f6geyri, h\u00f6f\u00f0u AGS og Al\u00fej\u00f3\u00f0abankinn eitthva\u00f0 a\u00f0 segja. \u00de\u00f3 a\u00f0 Al\u00fej\u00f3\u00f0agjaldeyrissj\u00f3\u00f0urinn minntist ekki beint \u00e1 El Salvador \u00e1 me\u00f0an hann vara\u00f0i vi\u00f0 dulm\u00e1li sem l\u00f6geyri. En allar v\u00edsbendingar benda til \u00feess a\u00f0 \u00fea\u00f0 a\u00f0 koma \u00ed veg fyrir a\u00f0 El Salvador fari a\u00f0 fullu \u00fat og gera bitcoin a\u00f0 l\u00f6geyri g\u00e6ti veri\u00f0 tilgangslaust verkefni fyrir Al\u00fej\u00f3\u00f0abankann og IMF. Ef El Salvador h\u00e6ttir, \u00fe\u00e1 g\u00e6ti pressan veri\u00f0 fr\u00e1<\/span> El Salvador-b\u00faar sem hafa bent \u00e1 vandam\u00e1l me\u00f0 bitcoinnotkun sem l\u00f6geyri<\/span><\/a> \u00ed landi s\u00ednu.<\/span> <\/p>\n

Allt fr\u00e1 \u00fev\u00ed a\u00f0 dulritunargjaldmi\u00f0illinn var kynntur \u00e1ri\u00f0 2009 hafa<\/span> margir \u00e1 \u00e1hugaver\u00f0an h\u00e1tt lagt t\u00edma sinn \u00ed a\u00f0 kynnast Bitcoin<\/span><\/a>. Heimurinn er tilb\u00fainn og \u00fer\u00e1ir a\u00f0 upplifa \u00feessa \u00e1r\u00e1sargjarnu breytingu me\u00f0 \u00feeirri skynjun a\u00f0 h\u00fan muni opna velmegun. Flest l\u00f6nd eru l\u00edka spennt fyrir st\u00f3ru st\u00f6kki sm\u00e1m saman inn \u00ed framt\u00ed\u00f0 mannkyns. <\/span><\/p>\n

Me\u00f0 spennandi markmi\u00f0 um a\u00f0 b\u00faa til n\u00fdtt form rafr\u00e6nna rei\u00f0ufj\u00e1r er \u00f3hj\u00e1kv\u00e6milegt a\u00f0 fara fram \u00far hef\u00f0bundnum fj\u00e1rm\u00e1lastofnunum. S\u00ed\u00f0an 2009 hefur upprunalega dulm\u00e1li\u00f0 og l\u00e6kkandi l\u00edkindin veri\u00f0 fj\u00e1rfestingar en ekki l\u00f6geyrir. El Salvador er hra\u00f0astillandi og svo vir\u00f0ist sem ekki s\u00e9 aftur sn\u00fai\u00f0 \u00fear sem margir fleiri l\u00e1ta sig dreyma um a\u00f0 tileinka s\u00e9r sl\u00edka breytingu. <\/span><\/p>\n

Nokkrar tilraunir eru \u00ed gangi til a\u00f0 endurskapa dulritunargjaldmi\u00f0il sem l\u00f6geyri. \u00deetta er \u00fea\u00f0 sem AGS og Al\u00fej\u00f3\u00f0abankinn myndu ekki taka liggjandi og hefur mj\u00f6g bent til mikillar andst\u00f6\u00f0u gegn. Al\u00fej\u00f3\u00f0agjaldeyrissj\u00f3\u00f0urinn og Al\u00fej\u00f3\u00f0abankinn segja n\u00fa a\u00f0 ekki s\u00e9 h\u00e6gt a\u00f0 nota dulm\u00e1l sem l\u00f6geyri mi\u00f0a\u00f0 vi\u00f0 hugsanleg \u00e1hrif. <\/span><\/p>\n

Crypto sem l\u00f6glegt tilbo\u00f0: Hva\u00f0 \u00fe\u00fd\u00f0ir \u00fea\u00f0?<\/span><\/h2>\n

L\u00f6geyrir er form peninga sem vi\u00f0urkennt er \u00ed l\u00f6gum og vi\u00f0urkennt vi\u00f0 uppgj\u00f6r skuldar. \u00cd m\u00f6rgum hagkerfum hefur a\u00f0eins einn innlendur gjaldmi\u00f0ill veri\u00f0 tilnefndur til a\u00f0 framkv\u00e6ma sl\u00edk vi\u00f0skipti. En \u00fea\u00f0 er l\u00edka mikilv\u00e6gt a\u00f0 vi\u00f0urkenna \u00fe\u00e1 sta\u00f0reynd a\u00f0 sum l\u00f6nd taka upp notkun erlends gjaldmi\u00f0ils anna\u00f0 hvort a\u00f0 fullu e\u00f0a a\u00f0 hluta.<\/span><\/p>\n

Raunveruleg \u00e1\u00e6tlun er a\u00f0 b\u00faa til tilraunal\u00f3\u00f0 \u00ed bitcoin p\u00fdram\u00edda \u00fear sem heimamenn f\u00e1 greitt me\u00f0 bitcoin og eiga vi\u00f0skipti \u00ed gegnum bitcoins. Hugmyndin um a\u00f0 hafa bitcoins sem l\u00f6geyri kom fram \u00e1ri\u00f0 2019 me\u00f0 stu\u00f0ningi fr\u00e1 \u00f3\u00feekktum bandar\u00edskum bitcoin gjafa. Helstu spurningar sem vakna \u00ed \u00feessu m\u00e1li eru hins vegar mj\u00f6g mikilv\u00e6gar.<\/span><\/p>\n

A\u00f0 taka upp dulritunargjaldmi\u00f0il sem l\u00f6glegan gjaldmi\u00f0il mi\u00f0ar a\u00f0 \u00fev\u00ed a\u00f0 n\u00fdta a\u00f0gengi hef\u00f0bundinnar fj\u00e1rm\u00e1la\u00fej\u00f3nustu fyrir mest 70% \u00edb\u00faa tiltekins lands. \u00de\u00e1, hversu marga se\u00f0labankafor\u00f0a \u00ed dulk\u00f3\u00f0un \u00fearf a\u00f0 setja \u00e1 sinn sta\u00f0? \u00dear a\u00f0 auki, hva\u00f0 er framundan fyrir framt\u00ed\u00f0 bitcoin n\u00e1muvinnslu sem er enn \u00f3lj\u00f3s? <\/span><\/p>\n

\u00c6tti\/Getur Cryptocurrency or\u00f0i\u00f0 l\u00f6glegt \u00fatbo\u00f0?<\/span><\/h2>\n

\u00dear sem El Salvador er a\u00f0 koma fram sem fyrsta r\u00edki\u00f0 til a\u00f0 taka upp dulritunargjaldmi\u00f0il sem l\u00f6geyri, hafa svipa\u00f0ar tilraunir komi\u00f0 af sta\u00f0 annars sta\u00f0ar. The <\/span>Mi\u00f0-Afr\u00edkul\u00fd\u00f0veldi\u00f0 er n\u00fa anna\u00f0 r\u00edki\u00f0 sem gerir bitcoins a\u00f0 l\u00f6geyri<\/span><\/a>. \u00cd millit\u00ed\u00f0inni eru \u00e1bendingar settar fram um a\u00f0 hafa dulritunargjaldmi\u00f0il sem l\u00f6geyri, s\u00e9rstaklega \u00e1 sv\u00e6\u00f0isbundnu stigi \u00ed Bandar\u00edkjunum. M\u00f6rg \u00f6nnur r\u00edki og sv\u00e6\u00f0i eru einnig munnvatnslaus fyrir \u00feessa freistandi breytingu. <\/span><\/p>\n

N\u00fdja s\u00f3knin \u00ed a\u00f0 hafa dulritunargjaldmi\u00f0il sem l\u00f6geyri hefur hins vegar vaki\u00f0 \u00e1hyggjur af \u00fev\u00ed hversu tr\u00faver\u00f0ugt og hentugt \u00fea\u00f0 er. Samkv\u00e6mt sko\u00f0unum sumra \u00e1berandi fr\u00e6\u00f0imanna og pr\u00f3fessora ver\u00f0ur g\u00f3\u00f0ur l\u00f6geyrir a\u00f0 vera eitthva\u00f0 mj\u00f6g \u00e1rei\u00f0anlegt. J\u00e1, cryptocurrency g\u00e6ti bara veri\u00f0 sam\u00feykkt sem l\u00f6geyrir en \u00fea\u00f0 eru mj\u00f6g miklar \u00e1h\u00e6ttur. Bitcoin til d\u00e6mis, \u00fea\u00f0 er svo \u00f3st\u00f6\u00f0ugt. <\/span><\/p>\n

\u00dea\u00f0 m\u00e1 halda \u00fev\u00ed fram a\u00f0 ver\u00f0m\u00e6ti allra gjaldmi\u00f0la s\u00e9 einnig breytilegt me\u00f0 t\u00edmanum. En hra\u00f0inn \u00e1 sveiflum \u00ed tengslum vi\u00f0 dulritunargjaldmi\u00f0la er v\u00ed\u00f0a \u00f3sam\u00feykkt. Gott d\u00e6mi er n\u00fdlegt dulm\u00e1lshrun sem hefur ver\u00f0m\u00e6ti bitcoin a\u00f0 hrynja ni\u00f0ur \u00ed meira en helming. Sl\u00edkar sveiflur gera \u00fea\u00f0 mj\u00f6g erfitt a\u00f0 nota bitcoin sem l\u00f6glegan gjaldmi\u00f0il. <\/span><\/p>\n

Hvers vegna IMF og Al\u00fej\u00f3\u00f0abankinn eru \u00e1 m\u00f3ti uppt\u00f6ku dulritunargjaldmi\u00f0la sem l\u00f6glegt \u00fatbo\u00f0<\/span><\/h2>\n

St\u00e6rsti l\u00e1nveitandinn \u00ed Washington, Al\u00fej\u00f3\u00f0abankinn, lag\u00f0i til a\u00f0 v\u00ed\u00f0t\u00e6k upptaka dulritunargjaldmi\u00f0la v\u00e6ri st\u00f3r \u00f3gn vi\u00f0 \u00fej\u00f3\u00f0hagslegan st\u00f6\u00f0ugleika. A\u00f0 lokum myndi \u00fea\u00f0 ska\u00f0a fj\u00e1rhagslega hei\u00f0arleika verulega. Cryptocurrency er a\u00f0 einhverju leyti tengt einhverjum \u00f3l\u00f6glegum a\u00f0ger\u00f0um eins og peninga\u00fev\u00e6tti og gl\u00e6pafj\u00e1rm\u00f6gnun<\/a> . <\/span><\/p>\n

Upptaka dulritunargjaldmi\u00f0la sem l\u00f6geyris er l\u00edkleg til a\u00f0 torvelda sambandi\u00f0 milli AGS og samstarfsr\u00edkja. \u00deeir sem tileinku\u00f0u s\u00e9r \u00feessa hugmynd eru taldir hafa mistekist a\u00f0 hugsa d\u00fdpra inn \u00ed aflei\u00f0ingar gj\u00f6r\u00f0a sinna fyrir hagkerfi\u00f0. \u00dea\u00f0 er nokku\u00f0 \u00f3lj\u00f3st hvort skrefi\u00f0 sem El Salvador t\u00f3k er tilraun e\u00f0a ekki.<\/span><\/p>\n

\u00deegar \u00e1 heildina er liti\u00f0 er mj\u00f6g \u00e1hugavert a\u00f0 sj\u00e1 \u00e1rangur \u00feess. Sem betur fer, ef \u00feetta virkar ekki, \u00fe\u00e1 eru fyrirs\u00e9\u00f0ar aflei\u00f0ingar gr\u00f3far. Tilheyrandi \u00f3kostir fr\u00e1 <\/span>fj\u00e1rhagsleg og lagaleg \u00e1litam\u00e1l \u00e1samt \u00fej\u00f3\u00f0hagslegum aflei\u00f0ingum<\/span><\/a> \u00fearf mj\u00f6g n\u00e1kv\u00e6ma greiningu. Al\u00fej\u00f3\u00f0agjaldeyrissj\u00f3\u00f0urinn fullyr\u00f0ir a\u00f0 sl\u00edk \u00e1\u00e6tlun hafi ekki gert miklu meiri hluti heldur gert marga \u00ed fj\u00e1rm\u00e1laheiminum forvi\u00f0a og \u00f3\u00e1n\u00e6g\u00f0a. <\/span><\/p>\n

Crypto \u00ed dag og \u00fea\u00f0 er framt\u00ed\u00f0<\/h2>\n

Vaxandi \u00e1hugi \u00e1 dulritunargjaldmi\u00f0li, bitcoin fyrir \u00feetta m\u00e1l, er a\u00f0 ry\u00f0ja s\u00e9r til r\u00fams. En hva\u00f0 n\u00e1kv\u00e6mlega b\u00ed\u00f0ur hagkerfis sem sam\u00feykkir \u00feessa breytingu \u00e1 dulritunargjaldmi\u00f0il? Al\u00fej\u00f3\u00f0abankinn hefur opinberlega l\u00fdst yfir van\u00fe\u00f3knun sinni \u00e1 a\u00f0 taka upp bitcoin sem l\u00f6geyri. \u00dea\u00f0 vara\u00f0i ennfremur vi\u00f0 a\u00f0 afturkalla stu\u00f0ning sinn vi\u00f0 hagkerfi sem reynir a\u00f0 l\u00f6glei\u00f0a dulritunargjaldmi\u00f0il sem l\u00f6geyri. Samkv\u00e6mt Al\u00fej\u00f3\u00f0agjaldeyrissj\u00f3\u00f0num g\u00e6tu fj\u00e1rhagsleg \u00e1hrif dulritunar sem l\u00f6geyris veri\u00f0 verri og skapa\u00f0 h\u00e6ttu \u00e1 a\u00f0 \u00f6ryggi \u00feeirra ver\u00f0i algj\u00f6rlega \u00ed h\u00f6fn. <\/span><\/p>\n

Bitcoin er mj\u00f6g sveiflukennt. Til a\u00f0 sanna a\u00f0 sveiflur s\u00e9u a\u00f0 veruleika hefur marka\u00f0urinn fyrir dulritunargjaldmi\u00f0la l\u00e6kka\u00f0. \u00cd dag er Bitcoin, elsta dulritunargjaldmi\u00f0ill heims, nokku\u00f0 undir $30.000<\/a> . Vissulega l\u00e6kkar langt\u00edma\u00e1hrif marka\u00f0arins. Allar tilraunir til a\u00f0 sam\u00feykkja dulritunargjaldmi\u00f0il sem l\u00f6geyrir munu hafa alvarlegar aflei\u00f0ingar. Svo vir\u00f0ist sem marka\u00f0urinn fyrir dulritunargjaldmi\u00f0la \u00fearf umtalsver\u00f0an kauphv\u00f6t til a\u00f0 koma af sta\u00f0 meirih\u00e1ttar vi\u00f0horfsbreytingu sem nau\u00f0synleg er fyrir ver\u00f0breytingu. <\/span><\/p>\n

Yfirvofandi \u00f3tti vi\u00f0 dulritunargjaldmi\u00f0il sem l\u00f6glegt \u00fatbo\u00f0 <\/span><\/h2>\n

Breytingar eru nau\u00f0synlegar og mj\u00f6g yfirvofandi. En \u00fea\u00f0 sem \u00fearf endilega a\u00f0 vera \u00e1hyggjuefni er hversu v\u00f6xtur og \u00feroska \u00fea\u00f0 sp\u00edrar inn \u00ed. S\u00e9rhvert r\u00edki \u00fearf a\u00f0 laga sig a\u00f0 hva\u00f0a stigi breytinga sem lag\u00f0ar eru til \u00ed \u00e1tt a\u00f0 \u00fer\u00f3un. Vissulega er engin hreyfing \u00e1n \u00feess a\u00f0 hefja breytingar. \u00dea\u00f0 sem allt \u00feetta \u00fe\u00fd\u00f0ir er a\u00f0 upptaka dulritunargjaldmi\u00f0ils sem l\u00f6geyris er breyting \u00ed \u00e1tt a\u00f0 g\u00f3\u00f0ri \u00e1tt. En hver er \u00f3ttinn og fylgikvillar \u00e1 me\u00f0an \u00fe\u00fa ert \u00ed \u00feessa \u00e1tt?<\/span><\/p>\n

L\u00edkur eru \u00e1 a\u00f0 skuldabr\u00e9faver\u00f0 l\u00e6kki til a\u00f0 breg\u00f0ast vi\u00f0 sl\u00edkri stefnubreytingu. Hagkerfi er l\u00edka tali\u00f0 standa frammi fyrir <\/span>br\u00fdn sta\u00f0a \u00ed r\u00edkisfj\u00e1rm\u00e1lum<\/span><\/a> me\u00f0 89% skuld af landsframlei\u00f0slu. Svo vir\u00f0ist sem hallahlutfall r\u00edkisfj\u00e1rm\u00e1la af landsframlei\u00f0slu muni h\u00e6kka verulega. \u00dea\u00f0 eru samt margar spurningar um hvort \u00feessi drif geti raunverulega fari\u00f0 \u00ed gang. <\/span><\/p>\n

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Bara til a\u00f0 byrja og skokka minni\u00f0, \u00fe\u00e1 vitum vi\u00f0 a\u00f0 heimurinn rekur al\u00fej\u00f3\u00f0legt fj\u00e1rm\u00e1lakerfi . \u00deetta kerfi hefur veri\u00f0 til \u00ed langan t\u00edma n\u00fana og fullkomna\u00f0 me\u00f0 hnattv\u00e6\u00f0ingunni. Sam\u00fe\u00e6tting marka\u00f0a hefur alltaf gert \u00fea\u00f0 a\u00f0 verkum a\u00f0 Al\u00fej\u00f3\u00f0agjaldeyrissj\u00f3\u00f0urinn og Al\u00fej\u00f3\u00f0abankinn taki lei\u00f0andi hlutverk sem al\u00fej\u00f3\u00f0legar var\u00f0hundsstofnanir sem halda utan um fj\u00e1rm\u00e1laf\u00e9. Af \u00f6llum g\u00f3\u00f0um … Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":7400,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28,23,43],"tags":[2050,1747,1419,2049],"class_list":["post-7419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-news","category-uncategorized-is","tag-crypto-as-legal-tender","tag-crypto-investing","tag-imf-no-bitcoin-as-legal-tender","tag-world-bank-on-crypto"],"_links":{"self":[{"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/posts\/7419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/comments?post=7419"}],"version-history":[{"count":0,"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/posts\/7419\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/media\/7400"}],"wp:attachment":[{"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/media?parent=7419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/categories?post=7419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crypto50x.com\/is\/wp-json\/wp\/v2\/tags?post=7419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}